We provide regulatory guidance, risk assessments, complianceprogramme development, operational support and managed services, ensuring thatfirms in the real estate industry remain compliant while reducing exposure toillicit activity.

Our Expertise Covers

Anti-Money Laundering (AML) Compliance

Real estate transactions present significant moneylaundering risks, particularly when involving:

• High-value property purchases

• Complex corporate structures, trusts and offshore entities

• Foreign investment and politically exposed persons (PEPs)

Lysis helps real estate developers, agencies, conveyancers,mortgage lenders and investment firms implement and enhance AML frameworks,ensuring compliance with regulations such as:

• UK Money Laundering Regulations (MLR)

• Financial Conduct Authority (FCA) and HMRC AML supervision

• EU AML Directives

• US Bank Secrecy Act (BSA) and FinCEN regulations

We support firms in:

• Developing AML policies and procedures

• Implementing robust customer due diligence (CDD) andenhanced due diligence (EDD)

• Building effective transaction monitoring processes forreal estate payments

• Training staff to identify real estate-specific financialcrime red flags

Know Your Customer (KYC) & Source of FundsVerification

Understanding the identity and source of wealth of propertybuyers, investors and tenants is critical for mitigating financial crime risks.Lysis helps firms implement risk-based KYC/CDD processes, including:

• Ultimate Beneficial Owner (UBO) verification

• Enhanced due diligence for high-risk clients, includingPEPs

• Sanctions screening and adverse media checks

• Automated KYC workflow implementation for real estatetransactions

Sanctions Compliance & Risk Management

With increasing sanctions on individuals, entities andjurisdictions, real estate firms must ensure they are not facilitating propertytransactions for sanctioned persons or organisations. Lysis provides:

• Real-time sanctions screening solutions

• Sanctions risk exposure assessments for propertytransactions

• Compliance frameworks aligned with UK, EU and US sanctionsregulations

Fraud & Financial Crime Risk Assessments

Real estate transactions are vulnerable to mortgage fraud,identity theft and illicit financing schemes. Lysis provides:

• Enterprise-Wide Risk Assessments (EWRA)

• Fraud risk mitigation strategies

• Property transaction monitoring for suspicious activity

• Staff training on fraud detection in real estate

Governance & Compliance Frameworks

Strong governance is essential for real estate firms to meetAML, CDD and risk management obligations. We help firms develop:

• Board-level compliance governance structures

• Three Lines of Defence (3LoD) risk management models

• Policies covering financial crime, AML and regulatory risk

Operational Support & Managed Services

Lysis offers specialist operational support to real estatefirms, including:

• KYC remediation and backlogs clearance

• Transaction monitoring and quality assurance

• Interim compliance officers and Money Laundering ReportingOfficers (MLROs)

• Regulatory audits and reporting assistance

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