Open banking's PSD2: Open Trust vs. Open Abuse

James Emin

Open banking is what it says on the tin. It empowers retail consumers and SMEs within the EU to have open access to their bank accounts through FinTechs intermediary functionality, then takes control of their current account data to view or initiate payments permitted via registered or regulated TTPs (Third Party Providers). Enabling consumers to be better informed of what products and services outside the offering of their traditional banking relationships.


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